Category Archives: FICO
FHA Credit Overlays May Be A Form Of Redlining
January 20, 2011HUD has commissioned the National Community Reinvestment Coalition to conduct research on the practice by large bank consolidators of imposing FICO score overlays that require minimum scores above the new HUD minimum of 580. HUD previously had no FICO score … Continue reading
Even FHA Loans Require Good Credit Score
October 12, 2010If you’re trying to qualify for a mortgage loan, you undoubtedly know how important it is to have a good credit score. Without one, you’ll struggle to get most conventional mortgage lenders to give you any mortgage financing. Mortgage lenders … Continue reading
Greg Frost Sr.: Training industry leaders, planning for the future
June 21, 2010Things are always cooking here at Frost Mortgage, and last week was no exception. I wanted to share a couple of experiences in particular that I’m excited about. Last week, I was the guest speaker at the Casa Latino National … Continue reading
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Greg Frost's Corner
I recently attended the annual Mortgage Bankers Association lobbying day in D.C. with 5 of my industry colleagues from New Mexico. It was a very insightful experience.
It is apparent to me that there is a prevailing feeling in both the House and Senate, along with the Executive Branch, that our government should reduce [...]
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